Biometrics Time Attendance Machine
Carrying out a correct implementation of this biometric time attendance machine technology is essential. Geography and culture are important factors, there is no magic bullet.
Many financial institutions are looking for biometric time attendance machine solutions to improve customer trust, convenience, security and comfort, as well as to protect the bank and its facilities.
There are several biometric technologies available on the market, including facial recognition, fingerprint detection, iris, vein and voice recognition.
Biometric Time Attendance Machine Security and trust
Every day, newspaper headlines remind us that fraud and identity theft is a constant threat that is increasing every day. To build full trust in transactions, it is essential to focus on the user experience. Banking customers demand an agile, fast and satisfying experience across all service channels.
Employees also want a better user experience, while their employers demand fast, efficient, and secure processes. These goals must be achieved without increasing costs or complicating the compliance process.
Biometric time attendance machine solutions can offer the benefit of supporting multiple strong authentication methods. For example, at the consumer level, since the EMV (Euro pay / Mastercard / Visa) interoperability standard improves card security, biometrics can improve PIN security, while creating a much more comfortable experience for the bank customer (see Fig. 1).
Some of the authentication options that combine different media include solutions with cards and biometric media, with phone and biometric media, and ‘deviceless’ solutions that combine an account number and biometric media. Biometric solutions also improve productivity by streamlining transactions and eliminating passwords.
Online and Mobile Banking
The solutions can use across multiple channels, from online and mobile banking to ATM transactions, bank tellers, a call center, and / or vault access. It is important to define from the beginning: where will biometric authentication take place? At the bank’s cash desk? And if so, will the deployment be fixed or mobile? When using biometric sensors in mobile applications, it is important to know that there are large variations in checking the captured biometric sample to verify that it belongs to a living user.
Biometrics can also use for employee authentication. Applications in this domain include logical network access, shared workstations, call centers, and remote applications. Biometrics can also be used for transaction verification in applications including working with customer records, money desk, transfer, remittance, and authorization processing. Finally, biometric authentication is ideal for controlling access to customer accounts, whether at ATMs, branches and safes.
There are many options for biometric time attendance machine modalities, from facial, iris and vein recognition to voice recognition and fingerprints, in conventional or multispectral modalities. Choosing between these and other options requires a benchmarking of ease of use, the ability to detect counterfeits, verify that the user is alive, interoperability and, if necessary, the availability of the mode in mobile applications. Fingerprint recognition is one of the most popular modalities.
According to forecasts by Yole Development, the demand for consumer applications will grow by 19 percent the total volume of shipments until 2022, when the market value will be $ 4.7 billion.
Realize all the benefits of fingerprint biometrics
When it comes to fingerprints, the image capture at enrollment is the most important part of the entire system. Bad images lead to bad decisions. Many clients choose sensors that use multispectral imaging because they collect information about the fingerprint present in the dermis, thereby substantially increasing the user’s information. To achieve this, the skin is illuminated with different beams of light at different wavelengths, which helps to obtain much more complete data on the surface characteristics and subsurface characteristics of the user’s fingerprint.
Equally important is live finger detection, or the ability to detect fake fingerprints. This feature affects both security and privacy protection. Security depends on the sensor, the most resistant ones make it easier to determine in real time if the biometric characteristics present are genuine and are present by the real owner, not by someone who impersonates him or by some fake finger made of plastic or some photocopy of high quality. This requires the use of advance machine learning algorithms so that the solution can adapt and response to new threats and phishing attempts as they are identifies.
Terms of Data Security
Systems must also properly implement in terms of data security, encryption, and overall system architecture. The requirements depend on several factors. For example, where is the biometric template store? How and where is enrollment done? Will the authentication point fixe or must it be mobile? There are several data processing (back-end) implementation options to consider, including authentication at the teller’s PC. For Example, on the phone, on the biometric device, or on the server. Each of them has its own advantages and disadvantages and the additional option of strong encryption. Each end user, depending on their needs, must establish the architecture that best suits their interests.
The fingerprint sensor in the ATM is responsible for live finger capture, verification and template generation. There is a central administration of the database of fingerprints that are kept on the bank’s protect servers. If such validation is done on the cashier’s PC or on the sensor itself, the template is only sent once. Even if the user retries the process. This reduces network traffic. Cryptography prevents any MiTM attack (an intermediary that has the ability to divert or control communications between two parties) and also protects the biometric database.
Biometric Time Attendance Machine Conclusions
Biometric Time Attendance solutions are increasingly important in all banking channels. Convenience can be as valuable as fraud reduction, but there is no magic bullet and customers need options.
Pilot tests must always Carrie out so that the institutions perceive the true performance of the planned biometric solution.
Ultimately, choosing a biometric sensor designed specifically for the task at hand. Proper implementation is what makes the difference between success and failure.